Texas home insurance · County data

Webb County

The average Webb County homeowner paid $2,143 for insurance in 2025, $815 more a year than in 2019.

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$2,143 Average yearly home insurance premium in Webb County, 2025. +3.9% from 2024.
Texas has 254 counties Webb County34,897 policies · 106 companies · 2025 Average home premium per year $0$1,000$2,000$3,000$4,0002019202020212022202320242025$1,328$1,329$1,400$1,547$1,763$2,062$2,143Webb CountyTexas county median Paid claims per policy, per year $0$200$400$600$8002019202020212022202320242025$518$459$470$614$506$619$552 All 254 counties, by 2025 average premium
The county

Here’s Webb County

Texas has 254 counties. This is one of them: 34,897 home insurance policies were counted here in 2025, written by 106 companies.

The price

What homeowners pay

The average yearly premium rose from $1,328 in 2019 to $2,143 in 2025, a change of +61.4%.

The dashed line is the median Texas county: $3,247 in 2025. Webb County is $1,104 below it.

The claims

Why it went up

Insurers set prices partly on the claims they expect to pay. Paid claims here ranged from $459 to $619 per policy over these years.

This page shows both numbers side by side. It does not show that one caused the other.

The ranking

Where it ranks

Of 254 Texas counties, Webb County ranks 6th from the lowest 2025 average premium.

Each dot is a county. Hollow dots have fewer than 100 policies, so their averages are less reliable. Hover or tap a dot to see which county it is.

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The dataThe full numbers

Home premiums

Average home premium, 2025
$2,143
per year, policies with wind coverage
Change vs 2024
+3.9%
from $2,062; trend shows each year’s change
Change since 2019
+61.4%
from $1,328
Texas county median, 2025
$3,247
$1,104 lower here; trend shows the gap by year. A typical county, not weighted by size
Rank among Texas counties
6 of 254
1 = lowest average premium
YearAverage premiumChange vs prior yearTexas county medianRank (1 = lowest)
2019$1,328—$1,9133 of 254
2020$1,329+0.1%$1,9153 of 254
2021$1,400+5.3%$2,0303 of 254
2022$1,547+10.5%$2,2253 of 254
2023$1,763+14.0%$2,5995 of 254
2024$2,062+17.0%$3,0147 of 254
2025$2,143+3.9%$3,2476 of 254

Averages include every policy TDI counted, so what any one household pays can be very different.

Claims

Total paid losses, 2025$19,301,053paid on home claims in the county
Paid losses per policy, 2025
$552
total paid divided by policies

Where the 2025 money went

Wind$12,257,820 64%
Water$3,475,362 18%
Fire$2,829,185 15%
Other$738,686 4%
YearTotal paidPer policyWindWaterFireOther
2019$15,795,640$518$9,824,910$3,736,253$1,525,582$708,895
2020$14,689,314$459$8,656,563$4,132,427$965,347$934,977
2021$15,681,618$470$8,591,549$5,203,099$1,022,905$864,065
2022$20,992,931$614$12,228,103$5,112,266$2,842,120$810,442
2023$17,238,944$506$10,166,758$4,167,797$1,568,442$1,335,947
2024$21,467,141$619$13,723,698$3,845,171$1,791,697$2,106,575
2025$19,301,053$552$12,257,820$3,475,362$2,829,185$738,686

Claims can swing sharply from year to year when severe weather hits. Some loss types include corrections that can show as negative amounts.

Market

Companies writing home policies, 2025106
Average coverage amount, 2025$305,000
Policies counted, 202534,897
YearCompaniesAverage coveragePolicies
2019105$207,00030,491
2020110$213,00031,946
2021112$229,00033,373
2022110$253,00034,167
2023105$272,00034,042
2024103$286,00034,670
2025106$305,00034,897

Auto filings

These are statewide rate changes that companies asked the Texas Department of Insurance to approve over the last 12 months (Nov 6, 2025 to Nov 6, 2026), newest first. They are requested changes on average across Texas, not prices for Webb County. Filings that reported no percent change, and motorcycle and RV filings, are not shown. Listed here: 482.

CompanyRequested changeEffectiveStatus
FOREMOST COUNTY MUTUAL INSURANCE COMPANY−3.3%Oct 16, 2026Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY0.0%Oct 19, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY+6.6%Oct 15, 2026Pending
GEICO TEXAS COUNTY MUTUAL INSURANCE COMPANY+5.0%Oct 14, 2026Pending
STATE FARM COUNTY MUTUAL INSURANCE COMPANY OF TEXAS+2.1%Dec 4, 2026Pending
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY−3.9%Dec 4, 2026Pending
CONSUMERS COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 11, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
KIN INTERINSURANCE NEXUS EXCHANGE0.0%Oct 14, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY0.0%Jan 1, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY−2.7%Oct 5, 2026Pending
MIDVALE INDEMNITY COMPANY0.0%Jan 7, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY+0.4%Oct 1, 2026Pending
QUALITAS INSURANCE COMPANY+17.9%Oct 15, 2026Pending
SENTINEL INSURANCE COMPANY, LTD.0.0%Oct 1, 2026Approved
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY0.0%Jan 15, 2027Pending
HALLMARK COUNTY MUTUAL INSURANCE COMPANY+3.1%Sep 28, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
Show the other 457 filings

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