The county
Here’s Kerr County
Texas has 254 counties. This is one of them: 12,605 home insurance policies were counted here in 2025, written by 103 companies.
The price
What homeowners pay
The average yearly premium rose from $1,701 in 2019 to $3,241 in 2025, a change of +90.5%.
The dashed line is the median Texas county: $3,247 in 2025. Kerr County is $6 below it.
The claims
Why it went up
Insurers set prices partly on the claims they expect to pay. In 2020, paid claims reached $5,182 per policy here, about 3 times a typical year.
This page shows both numbers side by side. It does not show that one caused the other.
The ranking
Where it ranks
Of 254 Texas counties, Kerr County ranks 123rd from the lowest 2025 average premium.
Each dot is a county. Hollow dots have fewer than 100 policies, so their averages are less reliable. Hover or tap a dot to see which county it is.