Texas home insurance · County data

Jasper County

The average Jasper County homeowner paid $3,214 for insurance in 2025, $1,243 more a year than in 2019.

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$3,214 Average yearly home insurance premium in Jasper County, 2025. +8.1% from 2024.
Texas has 254 counties Jasper County6,766 policies · 90 companies · 2025 Average home premium per year $0$1,000$2,000$3,000$4,0002019202020212022202320242025$1,971$1,989$2,094$2,264$2,570$2,972$3,214Jasper CountyTexas county median Paid claims per policy, per year $0$500$1,000$1,500$2,0002019202020212022202320242025$1,060$1,745$1,092$815$974$1,223$694 All 254 counties, by 2025 average premium
The county

Here’s Jasper County

Texas has 254 counties. This is one of them: 6,766 home insurance policies were counted here in 2025, written by 90 companies.

The price

What homeowners pay

The average yearly premium rose from $1,971 in 2019 to $3,214 in 2025, a change of +63.1%.

The dashed line is the median Texas county: $3,247 in 2025. Jasper County is $33 below it.

The claims

Why it went up

Insurers set prices partly on the claims they expect to pay. Paid claims here ranged from $694 to $1,745 per policy over these years.

This page shows both numbers side by side. It does not show that one caused the other.

The ranking

Where it ranks

Of 254 Texas counties, Jasper County ranks 117th from the lowest 2025 average premium.

Each dot is a county. Hollow dots have fewer than 100 policies, so their averages are less reliable. Hover or tap a dot to see which county it is.

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The dataThe full numbers

Home premiums

Average home premium, 2025
$3,214
per year, policies with wind coverage
Change vs 2024
+8.1%
from $2,972; trend shows each year’s change
Change since 2019
+63.1%
from $1,971
Texas county median, 2025
$3,247
$33 lower here; trend shows the gap by year. A typical county, not weighted by size
Rank among Texas counties
117 of 254
1 = lowest average premium
YearAverage premiumChange vs prior yearTexas county medianRank (1 = lowest)
2019$1,971—$1,913149 of 254
2020$1,989+0.9%$1,915156 of 254
2021$2,094+5.3%$2,030148 of 254
2022$2,264+8.1%$2,225142 of 254
2023$2,570+13.5%$2,599118 of 254
2024$2,972+15.6%$3,014115 of 254
2025$3,214+8.1%$3,247117 of 254

Averages include every policy TDI counted, so what any one household pays can be very different.

Claims

Total paid losses, 2025$4,809,259paid on home claims in the county
Paid losses per policy, 2025
$694
total paid divided by policies

Where the 2025 money went

Wind$1,836,598 38%
Water$810,983 17%
Fire$2,076,526 43%
Other$85,152 2%
YearTotal paidPer policyWindWaterFireOther
2019$6,744,035$1,060$3,970,530$489,029$2,094,813$189,663
2020$11,764,748$1,745$9,424,953$776,695$1,155,085$408,015
2021$7,580,749$1,092$1,901,815$1,748,762$3,524,243$405,929
2022$5,680,595$815$1,361,450$811,624$3,257,185$250,336
2023$6,802,828$974$1,621,988$780,426$3,966,221$434,193
2024$8,564,846$1,223$5,162,267$1,369,503$1,310,428$722,648
2025$4,809,259$694$1,836,598$810,983$2,076,526$85,152

Claims can swing sharply from year to year when severe weather hits. Some loss types include corrections that can show as negative amounts.

Market

Companies writing home policies, 202590
Average coverage amount, 2025$281,000
Policies counted, 20256,766
YearCompaniesAverage coveragePolicies
201998$191,0006,318
2020100$195,0006,696
202197$209,0006,906
202299$231,0006,941
202391$249,0006,937
202487$263,0006,921
202590$281,0006,766

Auto filings

These are statewide rate changes that companies asked the Texas Department of Insurance to approve over the last 12 months (Nov 6, 2025 to Nov 6, 2026), newest first. They are requested changes on average across Texas, not prices for Jasper County. Filings that reported no percent change, and motorcycle and RV filings, are not shown. Listed here: 482.

CompanyRequested changeEffectiveStatus
FOREMOST COUNTY MUTUAL INSURANCE COMPANY−3.3%Oct 16, 2026Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY0.0%Oct 19, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY+6.6%Oct 15, 2026Pending
GEICO TEXAS COUNTY MUTUAL INSURANCE COMPANY+5.0%Oct 14, 2026Pending
STATE FARM COUNTY MUTUAL INSURANCE COMPANY OF TEXAS+2.1%Dec 4, 2026Pending
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY−3.9%Dec 4, 2026Pending
CONSUMERS COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 11, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
KIN INTERINSURANCE NEXUS EXCHANGE0.0%Oct 14, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY0.0%Jan 1, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY−2.7%Oct 5, 2026Pending
MIDVALE INDEMNITY COMPANY0.0%Jan 7, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY+0.4%Oct 1, 2026Pending
QUALITAS INSURANCE COMPANY+17.9%Oct 15, 2026Pending
SENTINEL INSURANCE COMPANY, LTD.0.0%Oct 1, 2026Approved
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY0.0%Jan 15, 2027Pending
HALLMARK COUNTY MUTUAL INSURANCE COMPANY+3.1%Sep 28, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
Show the other 457 filings

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