Texas home insurance · County data

Hunt County

The average Hunt County homeowner paid $3,245 for insurance in 2025, $1,286 more a year than in 2019.

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$3,245 Average yearly home insurance premium in Hunt County, 2025. +7.2% from 2024.
Texas has 254 counties Hunt County18,160 policies · 102 companies · 2025 Average home premium per year $0$1,000$2,000$3,000$4,0002019202020212022202320242025$1,959$1,959$2,023$2,204$2,598$3,027$3,245Hunt CountyTexas county median Paid claims per policy, per year $0$500$1,000$1,500$2,0002019202020212022202320242025$1,993$1,103$1,298$1,131$2,000$1,834$1,188 All 254 counties, by 2025 average premium
The county

Here’s Hunt County

Texas has 254 counties. This is one of them: 18,160 home insurance policies were counted here in 2025, written by 102 companies.

The price

What homeowners pay

The average yearly premium rose from $1,959 in 2019 to $3,245 in 2025, a change of +65.6%.

The dashed line is the median Texas county: $3,247 in 2025. Hunt County is $2 below it.

The claims

Why it went up

Insurers set prices partly on the claims they expect to pay. Paid claims here ranged from $1,103 to $2,000 per policy over these years.

This page shows both numbers side by side. It does not show that one caused the other.

The ranking

Where it ranks

Of 254 Texas counties, Hunt County ranks 126th from the lowest 2025 average premium.

Each dot is a county. Hollow dots have fewer than 100 policies, so their averages are less reliable. Hover or tap a dot to see which county it is.

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The dataThe full numbers

Home premiums

Average home premium, 2025
$3,245
per year, policies with wind coverage
Change vs 2024
+7.2%
from $3,027; trend shows each year’s change
Change since 2019
+65.6%
from $1,959
Texas county median, 2025
$3,247
$2 lower here; trend shows the gap by year. A typical county, not weighted by size
Rank among Texas counties
126 of 254
1 = lowest average premium
YearAverage premiumChange vs prior yearTexas county medianRank (1 = lowest)
2019$1,959—$1,913142 of 254
2020$1,9590.0%$1,915143 of 254
2021$2,023+3.3%$2,030125 of 254
2022$2,204+8.9%$2,225120 of 254
2023$2,598+17.9%$2,599127 of 254
2024$3,027+16.5%$3,014129 of 254
2025$3,245+7.2%$3,247126 of 254

Averages include every policy TDI counted, so what any one household pays can be very different.

Claims

Total paid losses, 2025$21,622,806paid on home claims in the county
Paid losses per policy, 2025
$1,188
total paid divided by policies

Where the 2025 money went

Wind$10,656,951 49%
Water$4,766,632 22%
Fire$5,455,811 25%
Other$743,412 3%
YearTotal paidPer policyWindWaterFireOther
2019$26,169,228$1,993$17,729,588$1,864,966$6,219,887$354,787
2020$15,400,000$1,103$9,817,818$1,877,525$3,125,237$579,420
2021$19,682,955$1,298$9,580,663$6,279,535$2,400,159$1,422,598
2022$18,332,619$1,131$8,602,316$3,595,484$5,026,910$1,107,909
2023$33,832,011$2,000$23,383,769$5,790,907$3,942,521$714,814
2024$32,329,578$1,834$18,975,378$4,588,050$7,201,494$1,564,656
2025$21,622,806$1,188$10,656,951$4,766,632$5,455,811$743,412

Claims can swing sharply from year to year when severe weather hits. Some loss types include corrections that can show as negative amounts.

Market

Companies writing home policies, 2025102
Average coverage amount, 2025$335,000
Policies counted, 202518,160
YearCompaniesAverage coveragePolicies
2019103$210,00013,124
2020106$219,00013,949
2021103$236,00015,154
2022104$265,00016,189
2023104$290,00016,903
2024102$308,00017,834
2025102$335,00018,160

Auto filings

These are statewide rate changes that companies asked the Texas Department of Insurance to approve over the last 12 months (Nov 6, 2025 to Nov 6, 2026), newest first. They are requested changes on average across Texas, not prices for Hunt County. Filings that reported no percent change, and motorcycle and RV filings, are not shown. Listed here: 482.

CompanyRequested changeEffectiveStatus
FOREMOST COUNTY MUTUAL INSURANCE COMPANY−3.3%Oct 16, 2026Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY0.0%Oct 19, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY+6.6%Oct 15, 2026Pending
GEICO TEXAS COUNTY MUTUAL INSURANCE COMPANY+5.0%Oct 14, 2026Pending
STATE FARM COUNTY MUTUAL INSURANCE COMPANY OF TEXAS+2.1%Dec 4, 2026Pending
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY−3.9%Dec 4, 2026Pending
CONSUMERS COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 11, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Oct 8, 2026Pending
KIN INTERINSURANCE NEXUS EXCHANGE0.0%Oct 14, 2026Pending
REDPOINT COUNTY MUTUAL INSURANCE COMPANY0.0%Jan 1, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY−2.7%Oct 5, 2026Pending
MIDVALE INDEMNITY COMPANY0.0%Jan 7, 2027Pending
OLD AMERICAN COUNTY MUTUAL FIRE INSURANCE COMPANY+0.4%Oct 1, 2026Pending
QUALITAS INSURANCE COMPANY+17.9%Oct 15, 2026Pending
SENTINEL INSURANCE COMPANY, LTD.0.0%Oct 1, 2026Approved
AMERICAN FAMILY CONNECT PROPERTY AND CASUALTY INSURANCE COMPANY0.0%Jan 15, 2027Pending
HALLMARK COUNTY MUTUAL INSURANCE COMPANY+3.1%Sep 28, 2026Pending
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
HOME STATE COUNTY MUTUAL INSURANCE COMPANY0.0%Sep 29, 2026Approved
Show the other 457 filings

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