Texas home insurance · County data

All 254 Texas counties

Average yearly home insurance premium in 2025, and how it has changed since 2019. Pick a county for its full page.

Showing all 254 counties
Anderson County$2,994+73.9%
Andrews County$3,563+74.7%
Angelina County$2,853+75.6%
Aransas County$5,560+60.5%
Archer County$3,434+56.7%
Armstrong County$3,619+61.2%
Atascosa County$2,590+67.9%
Austin County$3,472+73.6%
Bailey County$3,504+68.1%
Bandera County$2,902+75.2%
Bastrop County$2,513+64.9%
Baylor County$3,373+73.1%
Bee County$3,261+70.5%
Bell County$2,708+88.2%
Bexar County$2,806+85.8%
Blanco County$3,486+87.9%
Borden County$2,898 †+59.1%
Bosque County$3,505+78.8%
Bowie County$3,093+69.9%
Brazoria County$3,871+63.3%
Brazos County$2,949+88.6%
Brewster County$2,585+59.7%
Briscoe County$3,482+77.8%
Brooks County$3,131+51.8%
Brown County$3,186+61.8%
Burleson County$2,620+85.3%
Burnet County$3,244+74.6%
Caldwell County$2,108+44.4%
Calhoun County$4,940+61.6%
Callahan County$3,217+65.6%
Cameron County$2,543+44.1%
Camp County$3,278+74.6%
Carson County$3,850+87.4%
Cass County$2,956+63.3%
Castro County$3,507+67.3%
Chambers County$3,873+40.5%
Cherokee County$2,979+72.6%
Childress County$3,334+62.0%
Clay County$3,228+52.2%
Cochran County$3,432+83.8%
Coke County$2,930+64.8%
Coleman County$3,005+60.5%
Collin County$4,343+103.5%
Collingsworth County$3,712+87.9%
Colorado County$3,588+79.3%
Comal County$2,803+84.2%
Comanche County$3,304+76.6%
Concho County$2,962+64.5%
Cooke County$4,004+76.2%
Coryell County$2,631+88.1%
Cottle County$3,365+67.6%
Crane County$3,242+73.4%
Crockett County$2,920+59.5%
Crosby County$3,221+73.9%
Culberson County$2,202+32.4%
Dallam County$3,317+66.9%
Dallas County$4,363+97.7%
Dawson County$3,443+64.3%
Deaf Smith County$3,273+55.3%
Delta County$3,154+84.1%
Denton County$4,336+104.3%
DeWitt County$3,021+74.1%
Dickens County$3,199+72.1%
Dimmit County$2,470+68.5%
Donley County$3,332+65.4%
Duval County$2,827+70.3%
Eastland County$3,369+68.5%
Ector County$3,195+66.9%
Edwards County$2,436+73.3%
El Paso County$1,818+66.6%
Ellis County$3,491+89.9%
Erath County$3,673+90.5%
Falls County$2,724+91.2%
Fannin County$3,461+80.7%
Fayette County$3,611+79.7%
Fisher County$3,444+63.4%
Floyd County$3,351+72.3%
Foard County$3,131+54.4%
Fort Bend County$4,231+79.1%
Franklin County$4,296+82.5%
Freestone County$3,234+83.1%
Frio County$2,548+74.4%
Gaines County$3,276+59.2%
Galveston County$4,464+63.5%
Garza County$3,925+91.9%
Gillespie County$3,768+103.0%
Glasscock County$3,778 †+64.8%
Goliad County$3,470+53.9%
Gonzales County$2,901+70.6%
Gray County$3,326+56.2%
Grayson County$3,557+74.3%
Gregg County$3,088+74.4%
Grimes County$2,963+67.7%
Guadalupe County$2,659+87.5%
Hale County$3,419+73.7%
Hall County$3,415+75.6%
Hamilton County$3,275+77.6%
Hansford County$3,883+84.9%
Hardeman County$3,477+63.6%
Hardin County$3,508+65.2%
Harris County$4,144+72.2%
Harrison County$3,114+74.8%
Hartley County$3,381+61.7%
Haskell County$3,433+65.0%
Hays County$2,688+79.3%
Hemphill County$4,020+56.1%
Henderson County$3,442+81.4%
Hidalgo County$2,383+57.1%
Hill County$3,161+70.4%
Hockley County$3,440+59.3%
Hood County$3,780+74.6%
Hopkins County$3,386+81.9%
Houston County$2,817+76.9%
Howard County$3,523+69.5%
Hudspeth County$2,288+65.4%
Hunt County$3,245+65.6%
Hutchinson County$3,381+64.4%
Irion County$3,513+54.7%
Jack County$3,899+76.8%
Jackson County$4,082+84.5%
Jasper County$3,214+63.1%
Jeff Davis County$2,616+45.7%
Jefferson County$4,010+44.3%
Jim Hogg County$2,826+78.3%
Jim Wells County$3,293+64.7%
Johnson County$3,324+75.2%
Jones County$3,251+63.0%
Karnes County$3,168+83.7%
Kaufman County$3,058+74.2%
Kendall County$3,721+87.9%
Kenedy County$4,135 †+24.7%
Kent County$3,122 †+52.1%
Kerr County$3,241+90.5%
Kimble County$2,900+67.8%
King County$3,497 †+46.5%
Kinney County$2,383+62.4%
Kleberg County$3,198+40.1%
Knox County$3,100+56.5%
La Salle County$2,549+57.0%
Lamar County$3,326+83.4%
Lamb County$3,300+72.1%
Lampasas County$2,926+87.2%
Lavaca County$3,136+78.5%
Lee County$3,050+80.2%
Leon County$2,915+71.8%
Liberty County$3,219+49.0%
Limestone County$2,884+79.6%
Lipscomb County$3,467+58.2%
Live Oak County$3,156+66.2%
Llano County$4,137+92.8%
Loving County$2,136 †n/a
Lubbock County$3,426+70.7%
Lynn County$3,754+76.1%
Madison County$2,912+71.2%
Marion County$2,994+61.9%
Martin County$3,718+74.8%
Mason County$3,139+94.1%
Matagorda County$4,178+46.2%
Maverick County$2,037+57.4%
McCulloch County$3,072+66.1%
McLennan County$3,110+91.4%
McMullen County$3,301 †+91.5%
Medina County$2,874+67.0%
Menard County$2,491+55.3%
Midland County$3,848+75.0%
Milam County$2,719+77.5%
Mills County$3,154+70.5%
Mitchell County$3,353+68.2%
Montague County$3,717+69.3%
Montgomery County$3,404+70.3%
Moore County$3,321+74.1%
Morris County$3,006+69.1%
Motley County$3,422+72.3%
Nacogdoches County$2,960+84.5%
Navarro County$3,188+78.4%
Newton County$2,982+61.7%
Nolan County$3,324+69.1%
Nueces County$3,285+31.0%
Ochiltree County$3,507+56.4%
Oldham County$3,449+73.0%
Orange County$3,867+65.9%
Palo Pinto County$4,564+68.6%
Panola County$3,030+83.0%
Parker County$4,024+76.4%
Parmer County$3,564+68.7%
Pecos County$2,845+59.9%
Polk County$3,080+62.2%
Potter County$3,258+74.9%
Presidio County$2,648+68.2%
Rains County$3,322+71.8%
Randall County$3,507+82.3%
Reagan County$3,195+57.4%
Real County$2,988+75.0%
Red River County$2,979+80.2%
Reeves County$2,402+62.1%
Refugio County$3,943+52.3%
Roberts County$3,677−34.1%
Robertson County$2,715+87.1%
Rockwall County$4,059+92.5%
Runnels County$3,132+69.4%
Rusk County$3,040+73.7%
Sabine County$2,897+65.0%
San Augustine County$2,739+64.8%
San Jacinto County$3,151+60.8%
San Patricio County$3,418+40.4%
San Saba County$2,918+88.5%
Schleicher County$2,702+62.0%
Scurry County$3,887+78.1%
Shackelford County$4,019+78.1%
Shelby County$2,859+78.0%
Sherman County$3,851+74.3%
Smith County$3,148+71.6%
Somervell County$3,914+81.8%
Starr County$2,087+53.2%
Stephens County$3,260+53.2%
Sterling County$3,762+83.8%
Stonewall County$3,325+61.7%
Sutton County$3,142+62.2%
Swisher County$3,423+73.7%
Tarrant County$3,939+84.8%
Taylor County$3,249+71.5%
Terrell County$2,435+60.5%
Terry County$3,366+72.7%
Throckmorton County$3,489+69.1%
Titus County$3,255+81.3%
Tom Green County$3,107+67.7%
Travis County$3,245+92.8%
Trinity County$2,709+62.5%
Tyler County$2,915+61.9%
Upshur County$2,992+68.6%
Upton County$2,902+62.9%
Uvalde County$2,805+68.2%
Val Verde County$2,466+68.7%
Van Zandt County$3,317+70.8%
Victoria County$3,657+71.4%
Walker County$2,992+74.5%
Waller County$2,939+57.2%
Ward County$2,933+61.7%
Washington County$3,540+88.4%
Webb County$2,143+61.4%
Wharton County$3,996+69.5%
Wheeler County$3,577+69.4%
Wichita County$3,280+54.9%
Wilbarger County$3,364+69.5%
Willacy County$2,970+36.5%
Williamson County$2,758+87.4%
Wilson County$2,990+86.3%
Winkler County$3,024+53.6%
Wise County$3,816+73.9%
Wood County$3,182+71.1%
Yoakum County$3,487+64.0%
Young County$3,978+75.2%
Zapata County$2,210+63.7%
Zavala County$2,385+54.6%

† Fewer than 100 policies, so the average is less reliable. Click a column heading to sort. Loving County has no 2019 figures. Averages include every policy TDI counted, so what any one household pays can be very different.